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How Do I Port My Health Insurance Online?


When an individual wants to port their insurance policy, they can do so by approaching a new health insurance company about 45-60 days before the expiration of the current insurance plan. Once approached, a form is to be filled for the details of the previous year policy copies, and then portability can be availed.

Can I port insurance policy?

While a plan can be ported within 45- 60 days of the policy expiry, the convenience of porting varies from insurance provider to insurance provider. The porting process is very simple. Apart from the regular paperwork, it involves few extra forms and you are done.

Can I transfer my mediclaim policy to another company?

When you change your health insurance policy from one insurance company to another, you don’t have to lose the benefits you have accumulated. Now IRDA protects you by giving you the right to port your policy to any other insurer of your choice.

How can I port my insurance policy in India?

Every policyholder has the right of portability provided the previous policy was maintained without any breaks. In order to avail this facility, the policyholder has to apply to the insurance company, where he wishes to port his/her policy, at least 45 days before the premium renewal date of the existing policy.

How do I transfer health insurance?

You will have to approach the insurance company where you wish to port your existing health insurance policy. The new insurer will send you a couple of documents that include a portability form and a proposal form. They may also send details about various health insurance products that the company offers.

Can I port my life insurance policy?

Under the current IRDA rules, only health insurance plans may be ported from one insurance provider to another. A transfer of life insurance policy is not allowed. Hence, if an individual wishes to discontinue the current life insurance policy before it reaches maturity, a surrender charge needs to be paid.

How do I port a policy online?

Process of porting a health insurance plan An online porting form needs to be filled along with the previous policy details, claim history and pre-existing ailment list to the new insurance company. This process needs to be initiated a minimum of 45 days prior to the premium due date.


Can I port before 3 months?

– The 3 Month Rule. A subscriber is eligible to make a porting request only after 90 days of the date of activation of his mobile connection. If a number is already ported once, the number can again be ported only after 90 days from the date of the previous porting.

What is admissible amount?

Admissible Expenses. The expenses such as Room/ Bed Charges, Nursing Charges; Professional charges such as Consultant, Surgeon, Anesthetist etc; and expenses for investigations, diagnostics and Laboratory; Cost of implants like Stents, Intraocular lens, Pacemaker; Medicines, Drugs, Operation Theatre Charges, etc.

What are the benefits of porting health insurance policy?

Advantages of Porting Health Insurance Plans New Sum Insured – When it comes to portability, the sum insured and accrued bonus will be added, to determine the new sum insured. Furthermore, the existing no claim bonus will also be added to the new sum insured.

Can I take two mediclaim policies?

Policyholders can have any number of health insurance plans. However, they cannot claim reimbursement for the same expense from multiple insurers. Say, as a health insurance policyholder, you hold two health insurance policies, then you do have the right to claim either one policy or both.

Which is best insurance company in India?

Top #15 insurance companies in India:

  • Life Insurance Corporation of India.
  • Max Life Insurance Company.
  • HDFC Life Insurance Company.
  • ICICI Prudential Life Insurance.
  • Tata AIA Life Insurance Company.
  • Bharti AXA Life Insurance Company.
  • Bajaj Allianz Life Insurance Company.
  • SBI Life Insurance Company.

Can I change medical insurance companies anytime?

Want to change health plans for 2021? You usually have 60 days from the event to enroll in a new plan, but report the change as soon as possible.

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