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We shall not be liable to pay for any claim in connection with: (1) Asthma, bronchitis, tonsillitis and upper respiratory tract infection including laryngitis and pharyngitis, cough and cold, influenza; (2) Arthritis, gout and rheumatism; (3) Chronic nephritis and nephritic syndrome; (4) Diarrhea and all type of What is pre-policyRead More →