How to Select Best Health Insurance Policy Choose Adequate Sum Insured Amount. Choose the Right Coverage Type. Check the Flexibility to Increase the Total Amount You Are Insured For. Check the Pre-existing Disease Waiting Period. Check the Maximum Renewal Age. Insurer with High Claim-settlement Ratio. Which is the best healthRead More →
A situation where the Insured Person is in such a state that he/she cannot be moved to a hospital or the treatment is taken at home if there’s a non-availability of room in the hospital. The policyholder will be compensated for the medical expenses incurred during the policy period onRead More →
‘Day-care’ is the term used to describe treatment procedures that require hospitalisation for less than 24-hours. These include chemotherapy, radiation, dialysis, cataract, lithotripsy, tonsillectomy and so on. The list of such treatment procedures can be found in the policy documents as well as on company websites. What is included inRead More →
A split skin graft (SSG) is where a very thin shaving of normal, healthy skin is used to cover an area of skin that has been damaged or cannot heal because of an injury (e.g. a severe burn) or abnormality (e.g. ulcer, skin lesion). What is SSG in surgery? ARead More →
Generally, you will be covered as soon as your insurance plan becomes effective unless it has specific requirements, such as those that require you to undergo a health exam. If your insurance is an employer-sponsored group plan, it may be active immediately, allowing you to seek treatment or routine care.Read More →
As per labour law, medical insurance is available under the Employee State Insurance (ESI) Act, 1948 to those organised sector employees whose monthly wage is Rs 21,000 or less. An employee has to avail ESI benefits from the ESIC. What are the provisions of ESI Act 1948? The ESI ActRead More →
In general, the exam includes checking a candidate’s vital signs, weight, temperature, pulse, and blood pressure. It may also include specific tests such as drug and alcohol testing, physical ability and stamina testing, and psychological testing. How do I prepare for a pre employment medical exam? Pre-Employment Medical Exam HowRead More →
A Medical and Health Insurance (MHI) policy is generally designed to cover the cost of private medical treatment, such as the cost of hospitalization and healthcare services, if you are diagnosed with covered illnesses or have had an accident. Which is better medical insurance or health insurance? 2. Coverage: HealthRead More →
Claim Process of National Health Insurance The first step is to inform and file a claim by contacting the National Health Insurance Company on their toll-free number, that is 1800 200 7710. All the documents and details have to be submitted if asked: It is essential to keep the NationalRead More →
Best Health Insurance Companies Best for Medicare Advantage: Aetna. Best for Nationwide Coverage: Blue Cross Blue Shield. Best for Global Coverage: Cigna. Best for Umbrella Coverage: Humana. Best for HMOs: Kaiser Foundation Health Plan. Best for the Tech Savvy: United Healthcare. Best for the Midwest: HealthPartners. How do I chooseRead More →