When an individual wants to port their insurance policy, they can do so by approaching a new health insurance company about 45-60 days before the expiration of the current insurance plan. Once approached, a form is to be filled for the details of the previous year policy copies, and thenRead More →
In the term plan without a medical test, the insurance holder does not require to go through any medical screening while purchasing the policy. The insurance company can allow the policyholder to purchase the term plan without medical tests considering the policyholder’s age and the sum assured amount chosen byRead More →
There are a few basic medical test for term insurance for every policy buyer, such as: Complete blood count. Kidney function test. Liver function test. Lipid Profile. Fasting Plasma Glucose. HIV. Routine Urine test. How do I pass a medical exam for life insurance? Seven Tips to Pass Your LifeRead More →
Put simply, health insurance is a way to pay for your health care. And it works the same way your car or home insurance works: you or your employer choose a plan and agree to pay a certain rate, or premium, each month. In return, your health insurer agrees toRead More →
The claims process is very simple; the insurance company has to be informed as soon as possible after the death of the insured. The nominee has to fill a claims form and submit with required documents like death certificate. The insurance company verifies the claim and releases the benefit. HowRead More →
The common tests done would be height and weight measurement, blood test and urine test. Blood tests would compromise test profiles such as complete blood count, differential count, bio, fasting plasma glucose and haemoglobin. How do I pass a medical exam for life insurance? How to prepare for a lifeRead More →
Medical Expense Coverage will cover you for accidents and emergency medical and dental care when you travel abroad. Even if you are covered for basic emergency care overseas (again, a big IF), your current health insurance provider will almost certainly NOT pay to evacuate you and repatriate you back toRead More →
You can apply for free or low-cost coverage through Medicaid and CHIP any time, all year. If you qualify, you can enroll immediately. Learn how to apply for Medicaid and CHIP. How do I get health insurance? Visit HealthCare.gov to apply for benefits through the ACA Health Insurance Marketplace orRead More →
When the Insured gives prior intimation about the treatment and the insured pays the expenses himself with the hospital and then claims for a reimbursement of those expenses within 15 days from the date of discharge. Avail treatment, settle all bills and file a claim for reimbursement. How much canRead More →
By law, all health funds are required to provide cover to those with pre-existing conditions. You do not pay more for private health insurance because of pre-existing conditions. A condition doesn’t have to be previously diagnosed to be considered ‘pre-existing’. Which insurance company covers pre-existing diseases? One can buy healthRead More →