For reporting this claim, you will need the following documents: Claimant’s statement / claim intimation form – Download Form. Original discharge card. Original investigation reports. Health check-up form (for ICICI Pru Health Saver) – Download Form. Original hospital/ pharmacy bills and payment receipts and records. How do I claim moneyRead More →
How to prepare for a life insurance medical exam Eat healthy. During the life insurance physical, the examiner will take a blood sample for testing and he or she will check your blood pressure and pulse. Drink water. Consider fasting. Skip the gym. Get a good night’s sleep. Wear lightweightRead More →
Health insurance protects you from owing a lot of money to doctors or hospitals if you get sick or hurt. To get health insurance, you need to make regular payments (called “premiums”) to a health insurance company. In exchange, the company agrees to pay some, or all, of your medicalRead More →
7 Tips to Choose a Health Insurance Plan in India Look for the right coverage. Keep it affordable. Prefer family over individual health plans. Choose a plan with lifetime renewability. Compare quotes online. Network hospital coverage. High claim settlement ratio. Choose the kind of plan & enter your details: WhichRead More →
If Possible Cancel during Open Enrollment: You can cancel your health insurance plan at any time, but if you cancel outside of the year-end open enrollment period, chances are you won’t be able to enroll in a new healthcare plan until the next open enrollment period rolls around in theRead More →
How to Select Best Health Insurance Policy Choose Adequate Sum Insured Amount. Choose the Right Coverage Type. Check the Flexibility to Increase the Total Amount You Are Insured For. Check the Pre-existing Disease Waiting Period. Check the Maximum Renewal Age. Insurer with High Claim-settlement Ratio. Which is the best healthRead More →
A situation where the Insured Person is in such a state that he/she cannot be moved to a hospital or the treatment is taken at home if there’s a non-availability of room in the hospital. The policyholder will be compensated for the medical expenses incurred during the policy period onRead More →
‘Day-care’ is the term used to describe treatment procedures that require hospitalisation for less than 24-hours. These include chemotherapy, radiation, dialysis, cataract, lithotripsy, tonsillectomy and so on. The list of such treatment procedures can be found in the policy documents as well as on company websites. What is included inRead More →
Health insurance co-pay refers to an arrangement in which the policyholder will need to pay a portion of the medical expenses on their own and the insurance company will pay the remaining amount. What is co-pay in health insurance with example? For example, if the insured individual incurs a medicalRead More →
Generally, your total cost is your premium + deductible + out-of-pocket costs + any copayments/coinsurance. When you preview plans at HealthCare.gov, you’ll see an estimate of your total costs, but your actual expenses will likely vary. How is insurance risk premium calculated? The estimated return minus the return on aRead More →